Terms of Service

1 Eligibility

You must be at least 18 years old and legally capable of entering into binding agreements to use the Services. By using CrypTap, you represent and warrant that you have the legal authority to use the Services, your use complies with applicable laws and regulations, and you are not prohibited from using the Services under applicable sanctions or trade restrictions.

2 Description of Services

CrypTap provides non-custodial blockchain payment infrastructure designed to facilitate blockchain-based payment interactions between users and merchants. CrypTap Services may include hardware payment devices, blockchain payment-intent infrastructure, smart contract interaction systems, merchant interfaces and dashboards, APIs and software applications, wallet-triggering infrastructure, blockchain communication systems, and operational device-wallet infrastructure. CrypTap may utilize smart contract systems and blockchain infrastructure to facilitate payment-intent generation, transaction routing logic, blockchain interaction workflows, protocol-level fee processing, and operational blockchain execution. CrypTap does not custody customer funds, custody merchant settlement funds, hold customer or merchant private keys, maintain pooled user accounts or omnibus accounts, operate escrow accounts, function as a bank or financial institution, or provide brokerage, investment, or asset management services. Blockchain transactions are executed through blockchain networks and third-party wallet software. CrypTap may operate non-custodial automation systems, including keeper or relayer infrastructure, to submit blockchain transactions, deploy or finalize invoice/payment contracts, monitor payment status, and facilitate contract-enforced settlement. Such automation may front blockchain gas or execution costs and may be reimbursed from merchant-funded operational gas balances where applicable. CrypTap-operated automation does not receive, custody, or control customer payment funds or merchant settlement funds, and settlement remains governed by applicable smart contract logic.

3 Non-Custodial Nature of CrypTap

Users and merchants maintain sole control over wallets, private keys, seed phrases, blockchain accounts, digital assets, and merchant-controlled CrypTap devices. CrypTap cannot access customer or merchant private keys, reverse blockchain transactions, recover lost digital assets, freeze blockchain wallets or accounts, or guarantee transaction completion. Users and merchants remain solely responsible for reviewing and authorizing blockchain transactions before submission.

4 Device-Based Operational Wallet Infrastructure

Certain CrypTap hardware devices may contain locally generated and locally stored cryptographic keypairs used solely for operational blockchain interactions associated with payment-intent infrastructure, smart contract deployment, operational blockchain execution, protocol-level transaction functionality, and operational gas management. Users and merchants acknowledge and agree that operational device keypairs are generated locally on CrypTap hardware devices during setup, operational device private keys remain locally stored on CrypTap hardware devices, operational device private keys do not leave the CrypTap device, CrypTap does not centrally store or custody operational device private keys, and CrypTap cannot access, retrieve, or recover operational device private keys. Operational device wallets are separate from customer payment wallets and merchant settlement wallets. Merchants remain solely responsible for maintaining sufficient operational gas balances where applicable, securing merchant-controlled devices, maintaining physical possession and control of devices, and preventing unauthorized device access or tampering.

5 User Responsibilities

You are solely responsible for securing your wallets, devices, and credentials, verifying transaction details, reviewing blockchain interactions prior to authorization, selecting compatible blockchain networks, maintaining sufficient blockchain gas balances where applicable, complying with applicable laws and regulations, and all activity associated with your wallets, accounts, or devices. CrypTap is not responsible for losses resulting from user error, incorrect wallet addresses, wrong-network transfers, insufficient gas balances, wallet compromise, blockchain congestion, failed or delayed transactions, smart contract execution failures, third-party wallet software failures, unsupported wallet behavior, hardware misuse or tampering, or blockchain infrastructure failures outside CrypTap's control. CrypTap may collect, store, review, and maintain transaction metadata and blockchain payment activity associated with use of the Services, including payment intent data, merchant account identifiers, wallet addresses, invoice or payment contract addresses, transaction hashes, blockchain network, token type, payment amount, timestamps, checkout status, webhook delivery status, device or session data, and related operational logs. CrypTap uses this information to provide payment status, receipts, merchant reporting, analytics, customer support, fraud prevention, security monitoring, sanctions and compliance review, dispute handling, legal recordkeeping, and enforcement of these Terms. Merchants acknowledge that blockchain transactions are generally publicly visible and that CrypTap may monitor transactions associated with CrypTap payment infrastructure. CrypTap's collection, monitoring, or recordkeeping of transaction information does not mean that CrypTap custodies customer funds, custodies merchant funds, controls merchant wallets, or controls customer wallets. Users are solely responsible for ensuring that the correct digital asset, blockchain network, payment amount, destination address, and transaction details are selected before authorizing a transaction. CrypTap is not responsible for digital assets lost, inaccessible, or unrecoverable as a result of a user sending an incorrect token, using an incorrect or unsupported blockchain network, sending an incorrect amount, sending funds outside the CrypTap payment flow, or otherwise deviating from the payment instructions presented through the Services. Blockchain transactions may be irreversible, and CrypTap may be unable to recover or redirect incorrectly transmitted digital assets.

6 Merchant Responsibilities

Merchants using CrypTap agree to maintain lawful business operations, comply with applicable laws, tax obligations, and regulations, maintain accurate merchant payout wallet information, maintain operational gas balances where applicable, secure merchant-controlled CrypTap devices and wallets, avoid prohibited transactions or industries, and maintain appropriate business records where required. Merchants remain solely responsible for products and services sold, customer support, refunds and disputes, blockchain wallet management, and operational blockchain costs associated with merchant-controlled infrastructure. CrypTap reserves the right to suspend or terminate merchant access where unlawful, fraudulent, prohibited, or security-related activity is reasonably suspected. CrypTap may collect, store, review, and maintain transaction metadata and blockchain payment activity associated with use of the Services, including payment intent data, merchant account identifiers, wallet addresses, invoice or payment contract addresses, transaction hashes, blockchain network, token type, payment amount, timestamps, checkout status, webhook delivery status, device or session data, and related operational logs. CrypTap uses this information to provide payment status, receipts, merchant reporting, analytics, customer support, fraud prevention, security monitoring, sanctions and compliance review, dispute handling, legal recordkeeping, and enforcement of these Terms. Merchants acknowledge that blockchain transactions are generally publicly visible and that CrypTap may monitor transactions associated with CrypTap payment infrastructure. CrypTap's collection, monitoring, or recordkeeping of transaction information does not mean that CrypTap custodies customer funds, custodies merchant funds, controls merchant wallets, or controls customer wallets.

7 Fees

CrypTap may charge transparent protocol or service fees associated with use of the Services. Applicable fees may vary by blockchain network, vary by transaction size, and evolve over time. Blockchain transactions may require blockchain gas fees, validator fees, smart contract execution costs, and operational blockchain costs. Such fees are determined independently by applicable blockchain networks. CrypTap does not hold merchant settlement balances or customer transaction proceeds.

8 Taxes

Users and merchants remain solely responsible for determining tax obligations, maintaining records, reporting taxable activity, and complying with applicable tax laws. CrypTap does not provide tax, accounting, or legal advice.

9 Acceptable Use

You may not use CrypTap for money laundering, terrorist financing, sanctions evasion, unlawful transactions, fraud or deceptive conduct, illegal goods or services, counterfeit goods, adult exploitation, gambling where unlawful, transmitting malicious software, unauthorized access attempts, device tampering, unauthorized manipulation of smart contract infrastructure, firmware exploitation, infringement of intellectual property rights, or any business requiring licenses the merchant does not hold. CrypTap reserves the right to suspend or terminate access for violations of these Terms or applicable laws.

10 Software License

Subject to these Terms, CrypTap grants users a limited, revocable, non-exclusive, non-transferable license to access and use the Services for lawful purposes. Users may not reverse engineer the Services except where permitted by law, reproduce or distribute CrypTap software without authorization, modify or create derivative works, interfere with platform security or functionality, exploit the Services for unauthorized commercial purposes, or tamper with CrypTap hardware, firmware, or operational wallet infrastructure. All rights not expressly granted remain the property of CrypTap.

11 Intellectual Property

All CrypTap trademarks, branding, software, interfaces, hardware designs, content, graphics, documentation, firmware, and related intellectual property are owned by CrypTap or its licensors. Nothing in these Terms transfers ownership rights to users or merchants.

12 Hardware & Device Disclaimer

CrypTap hardware devices are provided on an "as available" basis. Users acknowledge that hardware devices may contain experimental or beta-stage technology, compatibility with all wallets, operating systems, devices, or blockchain networks is not guaranteed, hardware functionality may depend on third-party infrastructure, wireless communication systems may experience interruption or incompatibility, and device-based blockchain interactions may require operational gas balances. CrypTap shall not be liable for losses resulting from hardware malfunction, device misuse, unauthorized modifications, firmware tampering, unsupported configurations, device theft or compromise, third-party wallet incompatibility, or operational wallet mismanagement.

13 Experimental Technology Disclaimer

Certain CrypTap features, integrations, blockchain interactions, smart contract systems, wallet connections, or payment flows may be experimental in nature. CrypTap does not guarantee uninterrupted operation, universal wallet compatibility, uninterrupted smart contract execution, transaction confirmation timing, or continued support for specific blockchain networks or third-party services. Users acknowledge the evolving nature of blockchain technology and accept associated risks.

14 Third-Party Services

CrypTap may integrate with or rely upon blockchain networks, wallet providers, APIs, cloud infrastructure providers, analytics providers, RPC providers, mobile operating systems, open-source software systems, and third-party software services. CrypTap does not control and is not responsible for third-party services, blockchain infrastructure, or wallet providers.

15 No Financial Advice

CrypTap does not provide investment advice, brokerage services, financial advisory services, trading recommendations, or asset management services. Information provided through the Services is for informational purposes only.

16 Assumption of Risk

Blockchain technology and digital assets involve significant risks including volatility, irreversible transactions, smart contract vulnerabilities, operational wallet compromise, insufficient gas balances, wallet compromise, protocol exploits, network congestion, software incompatibilities, hardware malfunction, blockchain governance changes, and regulatory uncertainty. You acknowledge and accept these risks when using CrypTap.

17 Electronic Communications

By using CrypTap, you consent to receive electronic communications from CrypTap including notices, agreements, disclosures, updates, and support communications. Electronic communications satisfy legal requirements for written communications where permitted by law.

18 Export Controls & Sanctions Compliance

Users may not use CrypTap in violation of applicable export control laws, sanctions regulations, or trade restrictions. CrypTap reserves the right to restrict access to users, jurisdictions, or activities prohibited under applicable law or sanctions programs.

19 API Usage

Where APIs or developer integrations are provided, users may not abuse or overload systems, circumvent security controls, scrape unauthorized data, interfere with platform functionality, manipulate smart contract infrastructure improperly, or use APIs for unlawful purposes. CrypTap reserves the right to limit or revoke API access at its discretion.

20 Disclaimer of Warranties

The Services are provided "as is" and "as available." CrypTap makes no warranties regarding uninterrupted availability, wallet compatibility, smart contract execution, transaction confirmation timing, blockchain functionality, error-free operation, hardware reliability, or security or reliability of third-party systems. To the fullest extent permitted by law, CrypTap disclaims all express and implied warranties.

21 Limitation of Liability

To the maximum extent permitted by applicable law, CrypTap shall not be liable for any loss, theft, misdirection, inaccessibility, or destruction of digital assets arising from or relating to blockchain transactions, wallet interactions, smart contract execution, user or merchant error, third-party services, blockchain networks, operational device wallets, or use of the Services.

To the maximum extent permitted by applicable law, CrypTap shall not be liable for losses arising from or relating to software errors or defects, payment intent generation errors, transaction routing errors, smart contract vulnerabilities or execution failures, incorrect or failed blockchain interactions, hardware or firmware errors, or other technical errors, failures, or malfunctions associated with the Services.

In no event shall CrypTap be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including loss of profits, revenue, business opportunities, data, goodwill, or digital assets, even if CrypTap has been advised of the possibility of such damages.

To the maximum extent permitted by applicable law, CrypTap's aggregate liability arising out of or relating to the Services or these Terms shall not exceed the total fees actually paid by the applicable user or merchant to CrypTap during the twelve (12) months immediately preceding the event giving rise to the claim.

Nothing in these Terms excludes or limits liability to the extent such liability cannot lawfully be excluded or limited under applicable law.

22 Indemnification

You agree to indemnify and hold harmless CrypTap and its affiliates, officers, employees, contractors, and agents from claims, liabilities, damages, losses, or expenses arising from your use of the Services, violation of these Terms, unlawful conduct, infringement of third-party rights, or misuse of blockchain infrastructure or CrypTap hardware.

23 Suspension and Termination

CrypTap may suspend or terminate access to the Services where these Terms are violated, unlawful activity is suspected, security risks arise, operational abuse is detected, or required by law or regulation. CrypTap may restrict or deactivate device functionality where necessary to protect platform integrity, security infrastructure, compliance obligations, or operational stability. Termination does not limit CrypTap's legal rights or remedies.

24 Force Majeure

CrypTap shall not be liable for delays, failures, or interruptions resulting from events beyond its reasonable control including blockchain outages, smart contract failures, internet failures, cyberattacks, governmental actions, infrastructure failures, power outages, or third-party service disruption.

25 Arbitration & Dispute Resolution

Any dispute arising from these Terms or the Services shall be resolved through binding arbitration in the State of Wyoming, United States, except where prohibited by law. Users agree to waive participation in class actions, class-wide arbitration proceedings, and representative legal claims to the maximum extent permitted by law.

26 Modifications to the Services

CrypTap may modify, suspend, or discontinue portions of the Services at any time without liability.

27 Changes to These Terms

CrypTap may update these Terms periodically. Continued use of the Services following updates constitutes acceptance of the revised Terms.

28 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, United States, without regard to conflict of law principles.

29 Contact

For legal or compliance inquiries, please contact: contact@cryptap.xyz